Privacy Policy

Effective Date: October 30, 2025

Najaat (“we”, “our”, or “us”) operates the https://najaat.ng website and the Najaat mobile application (collectively, the “Service”). This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our Service.

1. Information We Collect

We collect the following types of information to provide and improve our Service:

• Personal Information: Such as your name, phone number, and email address when you register or contact support.
• Transaction Data: Details about airtime purchases, bill payments, and other transactions.
• Device Information: Including device type, operating system, and IP address for security and analytics.

2. How We Use Your Information

We use the information we collect to:

• Process your transactions and provide requested services.
• Improve user experience and app performance.
• Provide customer support and respond to inquiries.
• Send important notifications related to your account or payments.
• Comply with legal obligations.

3. Data Security

We value your trust in providing us your personal information, and we strive to use commercially acceptable means of protecting it. However, please remember that no method of transmission over the internet or method of electronic storage is 100% secure.

4. Sharing of Information

We do not sell, rent, or trade your personal data. We may share information only with trusted third-party service providers (such as payment processors) strictly to perform services on our behalf, under confidentiality agreements.

5. Cookies and Analytics

Our app and website may use cookies and analytics tools to improve functionality and understand user behavior. You can disable cookies in your browser settings if you prefer.

6. Your Rights

You have the right to access, update, or delete your personal data. To exercise these rights, contact us using the details below.

7. Links to Other Sites

Our Service may contain links to external websites that are not operated by us. We strongly advise you to review the Privacy Policy of every site you visit, as we have no control over their content or practices.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. You are advised to review this Privacy Policy periodically for any updates.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

Website: https://najaat.ng
Phone: +234 813 276 4208
Email: support@najaat.ng